To protect your income if you can’t work. If you are self-employed or run a business and an illness or injury puts you out of work, income protection can replace a portion of your income so you can keep covering your living expenses, bills, and business costs while you recover.
To avoid dipping into savings or going into debt. As a business owner or self-employed professional, you don’t get paid sick days. Instead of relying on credit or draining your savings, income protection gives you a reliable financial safety net when you need it most.
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